You may have your home, your possessions and your vehicles covered; but more importantly do you have cover on yourself?
A Life, Total & Permanent Disability (TPD), Trauma or Income Protection policy may be the financial security you and/or your dependants need in the event of an accident.
Most of us will have some cover under work related super, normally in the form of some Life & TPD cover & sometimes income protection.
Usually income protection within super is limited to 2 years worth of cover. You can hold a separate policy (outside of your super) that covers you from 2 years under claim to age 65.
Trauma cover is not available under super, and would need to be set up in your own name. Trauma policies will cover in the event of you suffering a disabling trauma (i.e. a heart attack or a stroke).
McConachie Stedmans’ Insurance Adviser will provide you with a complimentary insurance needs analysis to determine what level of debt cover is required, and who is dependant upon your income.
To arrange an appointment for your Complimentary Insurance Needs Analysis, phone our office on 07 4632 1966 or email leon.versace@mcconachiestedman.com.au.
