2019: Year in Review

2019: Year in Review

It was a year of extremes, with shares hitting record highs and interest rates at historic lows. Yet all in all, 2019 delivered far better returns than Australian investors dared hope for at the start of the year. The total return from Australian shares (prices and...

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Tackle your New Year Resolutions like a Pro

Tackle your New Year Resolutions like a Pro

Ever look back on past New Year’s resolutions and notice they failed, not with a bang, but with a whimper? There was no dramatic quitting of that new class and no midnight burger binge. Instead, time just gets away from us. Other priorities come into our life. We just...

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Tax Concession: Helping Small Businesses

Tax Concession: Helping Small Businesses

Running a business keeps you pretty busy, so it’s easy to overlook the help that’s available. Many small businesses don’t realise the government offers a range of valuable concessions that can make a real difference to their annual tax bill.  Depending on your annual...

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Our Retirement System: Great, but room for improvement

Our Retirement System: Great, but room for improvement

You could be forgiven for thinking Australia’s superannuation system is a mess. Depending who you talk to, fees are too high, super funds lack transparency and Governments of all political persuasions should stop tinkering. Yet according to the latest global...

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The Changing Nature of Debt

The Changing Nature of Debt

Australians delight in their nation punching above its weight. But there’s little to celebrate in being the world’s silver medallists – we’re a nose behind the Swiss – when it comes to household debt. With the present-buying, holiday-taking season nigh, millions of...

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Market Snapshot: November 2019

Market Snapshot: November 2019

In summary November was a good month for equity markets as the broad risk-on theme continued. Both the local and US equity markets reached new highs. In contrast, the performance of bond markets was mixed, especially for the global bond markets, where expectations of...

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