Setting Up Your SMSF

We’ve developed an easy to follow, step-by-step approach to get you started.

Set up your fund

Establishment Documentation

Getting your SMSF structure right is very important for a good outcome. We’ll talk with you about what you want and then develop the structure you need. Once we have your approval to proceed, we take care of the application process and within a matter of days, your establishment documentation is ready to go. This includes:


Trust Deed


Trustee and member applications, consents and declarations


Death benefit nominations


Trustee establishment minutes


Trustee investment strategy (set-up & compliance) minutes


Product disclosure statement

If you have nominated a corporate trustee, your kit will also include:


Company constitution


Director, Secretary and Public Officer consents


Share applications and certificates


Director minutes


SMSF registration appointment form

We recommend setting up a corporate trustee.

Registration with the Taxation Office

Once established, the fund is registered with the Taxation Office. As part of this process we apply for a Tax File Number (TFN), an Australian Business Number (ABN) and for Goods and Services Tax (GST) registration (if required).

Setting up a Bank Account

Once the fund has been established and registered, we can assist you to setup a bank account in the name of the SMSF to manage it’s operations and accept contributions and rollovers from other superannuation funds. Although we are happy for you to open an account with your preferred financial institution, should you wish, we can arrange for a Macquarie Cash Management Account to be opened in the name of the SMSF.


Develop your Investment & Insurance Strategy

It is a requirement that every SMSF have a documented Investment and Insurance Strategy.

The purpose of the strategy is to outline the plan that you will follow to achieve the SMSF’s investment and insurance objectives.

If you are unsure or would like some professional advice, our financial planners can help you. Investment advice is not commission based.


Start using your new SMSF

Rollover Existing Superannuation Accounts

After obtaining an ABN you are able to arrange for your existing superannuation benefits to be transferred to your new SMSF. We assist with all relevant forms and instructions for the rollover of your existing benefits.

Set up Life Insurance and TPD Policies

You should be aware that once you have requested the rollover of your existing benefits, any insurance policies associated with those will then be cancelled. Should you require new life or TPD policies, our trusted life insurance advisors will contact you to select and set up appropriate insurance policies.

Advise Employers of new contributing details

We will notify all contributing employers of your new SMSF details so that they can commence to pay your superannuation guarantee and other contributions to your new SMSF.

Start Investing

 One of the key benefits of having your own SMSF is the flexibility and control around the type of investments your SMSF may undertake.

Assistance or guidance in investing your superannuation benefits is always available.

We can arrange for one of our Financial Planners to contact you.

Have more questions? Contact us today.